How to lose your love handles and your back fat

No, I am actually asking you? Are you seeing the same thing I'm seeing? Her side fat under her training bra? It's nada! There is actually nothing there.

After seeing this cover of Shape Up I feel questionable: is this photo shop or can this also happen to me at the age of 24? After seeing that I went straight to a Body Pump pass and I felt much better afterwards, for a while... till I saw it again

If someone has answers or tips, please share!